Hurricane heading to Texas, catergory 2

When the storm is coming, wouldn't it be better to have a local agent with catastrophic storm experience than a 1800 call center number?

ISU Bauknight Insurance operates two Counties in Florida, Hudson, FL (727) 863-5641 and ISU Bauknight Insurance, 10488 Spring Hill Drive, Spring Hill, Fl 34607 (352)-686-0612. They also offer coverage throughout Florida on their website or by calling them direct.

http://www.cnn.com/2017/08/25/us/hurricane-harvey/index.html

Tornado season

Real News Real Fast, our local internet news source, posted these pictures the other day of a tornado over Spring Hill, Fl.

Spring Hill is where our office is located. Tornado activity occurs frequently in Florida. In fact, Florida is ranked 4th in all the states for tornado formation, surprisingly beating out Nebraska, Iowa, and Missouri. The only states with more Tornado activity than Florida are Texas, Kansas and Oklahoma.

Even more surprisingly, In August and September, Florida generates tornadoes at the highest rate of ANY state in the nation.

Source:

http://www.ustornadoes.com/…/annual-and-monthly-tornado-av…/

Is your property properly covered for replacement cost? Does your policy cover damage by tornado? What is your deductible?

Let us review your coverage for you by calling us at 352-686-0612.

ISU Bauknight Insurance operates two Counties in Florida, Hudson, FL (727) 863-5641 and ISU Bauknight Insurance, 10488 Spring Hill Drive, Spring Hill, Fl 34607 (352)-686-0612. They also offer coverage throughout Florida on their website or by calling them direct.

Hurricane season

Hurricane season officially starts today, June 1, 2017

Florida has been relatively lucky over the past ten years in spite of Hurricane Hermine and Hurricane Matthew. In 2016 these two storms caused Floridians to file 130,000 claims totaling almost 800 million dollars.

This year experts are predicting an active season with 11-14 named storms and 4-7 actual hurricanes with two of these storms being category 3 or higher.

All Floridians should be emergency prepared for hurricane season, including stockpiling bottled water, batteries. In addition its important to be properly insured and financially ready to pay deductibles on your policy.

the state of Florida has a financial preparedness tookit to help consumers check their readiness. you can find it here...

http://www.myfloridacfo.com/…/EmergencyFinancialPreparednes…

ISU Bauknight Insurance operates two Counties in Florida, Hudson, FL (727) 863-5641 and ISU Bauknight Insurance, 10488 Spring Hill Drive, Spring Hill, Fl 34607 (352)-686-0612. They also offer coverage throughout Florida on their website or by calling them direct.

The hartford named one of the Most ethical companies in the world

Hartford Insurance Company named as one of the world's most ethical companies.

Every year the Ethisphere Institute compiles a list of companies that operate in a manner that operate with high ethics and good business practices. This is their statement for 2017

"The Ethisphere Institute, a global leader in defining and advancing the standards of ethical business practices, today announced 124 companies spanning five continents, 19 countries and 52 industry sectors as the 2017 World’s Most Ethical Companies® honorees.

Since 2007, Ethisphere has honored those companies who recognize their role in society to influence and drive positive change in the business community and societies around the world. These companies also consider the impact of their actions on their employees, investors, customers and other key stakeholders and leverage values and a culture of integrity as the underpinnings to the decisions they make each day."

the companies selected are not affiliated with Ethisphere and are selected based on the following criteria:

"At the heart of the evaluation and selection process for Ethisphere’s World’s Most Ethical Companies is Ethisphere’s proprietary rating system, the corporate Ethics Quotient (EQ). The framework of the EQ is comprised of a series of multiple-choice questions that capture a company’s performance in an objective, consistent and standardized way. The information collected is not intended to cover all aspects of corporate governance, risk, sustainability, social responsibility, compliance or ethics, but rather is a comprehensive sampling of definitive criteria of core competencies. The EQ framework and methodology was determined, vetted and refined by the expert advice and insights gleaned from Ethisphere’s network of thought leaders and from the World’s Most Ethical Companies Methodology Advisory Panel."

Once again one of our partner companies, The Hartford, won the award for the 9th Time. we are proud to be associated with a company with such high standards!

For the complete list, see this link:

http://worldsmostethicalcompanies.ethisphere.com/scoring-m…/

ISU Bauknight Insurance operates two Counties in Florida, Hudson, FL (727) 863-5641 and ISU Bauknight Insurance, 10488 Spring Hill Drive, Spring Hill, Fl 34607 (352)-686-0612. They also offer coverage throughout Florida on their website or by calling them direct.

Auto accidents increasing in Florida due to distracted drivers... and by association, so are auto insurance rates. Distracted driving has always caused accidents. In the past, reaching for the radio, lighting cigarettes, looking away during conversations, all these things caused people to take their attention off the road where it belonged. With the advent of cell phones and especially smart phones, things have changed dramatically. Now it is the norm for people to text, watch videos, and fiddle with their phones during driving. One major auto insurance company (state farm) claims that 36% of drivers text and drive. How serious is the problem? According to the National Highway Traffic Safety Administration, 40,000 american dies last year in auto accident, and distracted driving caused 9% of these deaths. This resulted in 3600 deaths due to distracted drivers. What the total cost in property and injuries is unknown. What is known is that auto insurance premiums have increased Nationwide auto insurance has gone up 16% since 2011, and in Florida we have seen much more dramatic increases. Auto Insurance rates reflect many things including the cost of repairs, the cost of medical care, auto theft rate, and the frequency and severity of accidents. Of these factors, we can all affect the last one. Put the phone down and text the person on the line when you stop the car. It may save your life or the life of someone your love. ISU Bauknight Insurance operates two Counties in Florida, Hudson, FL (727) 863-5641 and ISU Bauknight Insurance, 10488 Spring Hill Drive, Spring Hill, Fl 34607 (352)-686-0612. They also offer coverage throughout Florida on their website or by calling them direct.

Demotech suspends their Florida Insurance rating model and warns that 10 -15 of their 57 rated property insurance carriers writing in Florida will be downgraded.

Okay, what does this mean, and who the heck is Demotech?

To understand who Demotech is and why this is significant, one needs to understand what it means to have an A rated Insurance company.

Before the Florida property Insurance crises, companies were typically rated 'A', 'B', 'C', or not issued a rating by a company called AM Best, a company with the purpose is to review insurance carriers and offer an independent review of their finances and operations as it relates to their ability to meet their obligations. If your carrier was not A rated, it was generally unacceptable by Mortgage companies.

After Hurricaine Andrew, most companies left Florida. Those remaining were not "A" rated by AM best, including major companies subsidiaries like State Farm and Allstate who had formed subsidiaries for Florida only.

Demotech is an alternative rating company that came in and in some opinons, gave A ratings to companies that did not earn it. In fact, some Florida companies with demotech A ratings have gone bankrupt. However the mortgage companies generally accepted this rating because, well, these were typically the only companies writing property insurance in Florida and of course they did want to sell mortgages to Florida homeowners. it remains a touchy situation.

Fast forward to 2016 which had volatile weather and has caused Demotech to have concern for some of the 57 carriers they rate. in addition, major court cases unfriendly to insurance companies has caused Demotech to rethink their rating model:

"Recent Florida Supreme Court decisions and ongoing abuse in Florida’s insurance market have led Demotech to change the criteria it uses when rating insurers in the state. The announcement comes as insurers get ready to announce their 2016 annual reports that could indicate unfavorable results for many.....[2016 catastrophes] eroded their surplus and after that had been eroded there was the Johnson and Sebo cases,” he said. “No one is in danger of going under, but that being said we have standards that are higher than just not going under.”

So what does this mean? It means that some property (homeowner) companies are not as financially healthy coming into 2017 as they were in 2016, and Demotech will be publishing a list of these companies they will downgrade.

We will publish that list here when it comes available. While we as an agency have no faith in Demotech's ability to predict financial stability, we do take notice when they downgrade a company. It's as if the teacher in school gives out almost all A grades, but gives one kid a C, it causes one to wonder just how bad the kid with a C performs.

If your company shows up on this list, you may run into issues with your bank accepting it. We are in a position to help you here, because we represent many homeowner Markets. Call us at 352-686-0612 if you find yourself in this situation.

ISU Bauknight Insurance operates two Counties in Florida, Hudson, FL (727) 863-5641 and ISU Bauknight Insurance, 10488 Spring Hill Drive, Spring Hill, Fl 34607 (352)-686-0612. They also offer coverage throughout Florida on their website or by calling them direct.

It's Monday!

Dare to do the right things...

Wednesday weird Insurance News

Wednesday Weird Insurance News:

Okay not so much news this week as a precaution against weird drivers. We all know there are risks to driving, in fact we know that driving is the most risky thing we do every day. However, what about an extreme "weird" risk. do they exist? Yes, here is a prime example we ran across recently, a driver sleeping at the wheel in a Tesla with auto driving capabilities. its a crazy and weird world full of people with bad judgement.

https://www.youtube.com/watch?v=sXls4cdEv7c

ISU Bauknight Insurance operates two Counties in Florida, Hudson, FL (727) 863-5641 and ISU Bauknight Insurance, 10488 Spring Hill Drive, Spring Hill, Fl 34607 (352)-686-0612. They also offer coverage throughout Florida on their website or by calling them direct.

Man's house hit 17 sepearate time by cars

Wednesday Weird News:

Man's house hit by cars 19 times

Fox 5 news, San jose California reported on September 15, 2016 that:

A car crashed into Ray Minter's San Jose home on Monday night. For Minter, it's nothing new. He says it is the 19th time a car has hit his home.

He's lived in the house since the 1950s. He says among the crashes, cars have ended up inside his home four times.

He says this latest crash is one of the worst. He estimates the car was going at least a 100 miles per hour when it went through his fence, two concrete poles and into the garage. It crashed into his Honda Accord.

"First one shocks you. And then, after that, as long as nobody in the house is hurt, you don't care because then everything's gonna get repaired," Minter says.

Minter and his mother were in the house at the time of the accident. They were not hurt but Minter's cat is missing and feared dead.

Minter says the driver in this latest crash appeared to heavily intoxicated by was uninjured.

"We just stay in the back of the house and [laughs] watch everything," Minter says. "Maybe put a ski ramp or something, I don't know."

ISU Bauknight Insurance operates two Counties in Florida, Hudson, FL (727) 863-5641 and ISU Bauknight Insurance, 10488 Spring Hill Drive, Spring Hill, Fl 34607 (352)-686-0612. They also offer coverage throughout Florida on their website or by calling them direct.

Man's House hit by car 17 different times.

Wednesday Weird News:

Man's house hit by cars 19 times

Fox 5 news, San jose California reported on September 15, 2016 that:

A car crashed into Ray Minter's San Jose home on Monday night. For Minter, it's nothing new. He says it is the 19th time a car has hit his home.

He's lived in the house since the 1950s. He says among the crashes, cars have ended up inside his home four times.

He says this latest crash is one of the worst. He estimates the car was going at least a 100 miles per hour when it went through his fence, two concrete poles and into the garage. It crashed into his Honda Accord.

"First one shocks you. And then, after that, as long as nobody in the house is hurt, you don't care because then everything's gonna get repaired," Minter says.

Minter and his mother were in the house at the time of the accident. They were not hurt but Minter's cat is missing and feared dead.

Minter says the driver in this latest crash appeared to heavily intoxicated by was uninjured.

"We just stay in the back of the house and [laughs] watch everything," Minter says. "Maybe put a ski ramp or something, I don't know."

ISU Bauknight Insurance operates two Counties in Florida, Hudson, FL (727) 863-5641 and ISU Bauknight Insurance, 10488 Spring Hill Drive, Spring Hill, Fl 34607 (352)-686-0612. They also offer coverage throughout Florida on their website or by calling them direct.

Reflections of Hurricane Hermine

So after 10 years of no major storm, Florida was guest to a relatively small and weak category 1 hurricane with sustained winds of 55 mph and gusts up to 80 mph, Hermine. By comparison, Hurricane Andrew had sustained winds of 165 mph and pushed with many devastating tornadoes accompanying the storm. Furthering our "luck", it made landfall in St. Marks, a town of 300, avoiding major population areas such as Tampa Bay. Still, here is what the aftermath looks like:

~ 253,000 Floridians had their power knocked out
~ Coastal residents evacuated
~ over 10 inches of rain with storm
~ Hermine caused coastal Flooding in pasco, Hernando,Citrus Levy, Dixie, And taylor counties
~ 75 MPH winds all the way down in Pinellas county, 6 counties from landfall
~ state of emergency declared in 51 Florida Counties
~ One death
~Massive Sewage spills due to overwhelming sewer plants, causing spills thruought the West Coast of Florida and causing over 100,000 gallons of untreated sewage to be dumped into Tampa Bay alone.

All of this caused approximately 500 milion dollars in insured damage and economic damage exeeding 1 billion dollars.

Locally, We had houses flooded with up to a foot of water in Hernando Beach and Pine Island, Hudson and New Port Richey, and our office fielded several hundred call for wind damage, mostly minor.

What does this mean for Florida when we get a really big storm? The outlook isn't good for either property and business losses. few final points:

Flood is never covered by your homeowner insurance, you need a seperate policy,and as this huricane taught us, Flood damage can be much much worse than wind, and can accompany relatively minor storms.

One thing to definitely keep in mind is that during a named storm, including a tropical storm, your wind deductible changes to a percent of how much insurance your carry, usually 2%, 5%, or 10% with 2% the most common election made by our clients. If you are confused about this, call us for a review before it takes you by surprise. but as an example, if you insure your home for $250,000 and you have a 2% named storm deductible, all wind losses under 5000 will be your responsibility. This is a compromise, an agreement we have made to self insure small named storm losses as citizens of Florida to help keep our homeowner insurance industry active and engaged with us.

Pokeman lawsuit makes it to the Insurance Journal.

http://www.insurancejournal.com/news/midwest/2016/08/15/423286.htm

So here is a Wednesday weird one. Couple sues Pokeman for creating a hazard on their property. This made the Insurance Journal. "In one instance, when Gotts-Dodich asked a player to leave her property, she was told to shut up “or else,” according to the complaint. The filing accuses Niantic and Nintendo of creating a nuisance that the companies have used for their own profit. The couple seeks class-action status to all represent property owners in the U.S.who have faced similar difficulties with Pokemon players."

ISU Bauknight Insurance operates two Counties in Florida, Hudson, FL (727) 863-5641 and ISU Bauknight Insurance, 10488 Spring Hill Drive, Spring Hill, Fl 34607 (352)-686-0612. They also offer coverage throughout Florida on their website or by calling them direct.

Troopical Storm Colin

Tropical Storm Colin threw some limbs around and threatened to Flood in Hernando County. At 1:00 am I heard intense winds for a very short period of time. But as of now, 9:50 am, we have had zero claims reported.
We dodged another one.  Eventually we will be unfortunate enough to sustain real damage.


ISU Bauknight Insurance operates two Counties in Florida, Hudson, FL (727) 863-5641 and ISU Bauknight Insurance, 10488 Spring Hill Drive, Spring Hill, Fl 34607 (352)-686-0612. They also offer coverage throughout Florida on their website or by calling them direct.

                                      Meet the ISU Bauknight Insurance Staff

Linda Morrow- after working at another independent agency, Linda Morrow Started at Bauknight Insurance in 2006 in our Hudson, Florida location. Linda is a licensed 4-40 Insurance representative and is always cheerful, fun to be around, gives great customer service and the customers and fellow team members love her.

Carmen Greenberg- Carmen worked with L.G. Edwards Agency until 2004. in 2005, she relocated to Spring Hill and worked at one of our competitor's offices. Our newest team member, Carmen started working here in May of 2005 and assists our customers with a variety of needs of performs many necessary tasks in the agency. She speaks fluent Spanish and works hard to meet the needs of the agency and our customers.

Michelle Andre- Like Mr. Bauknight, Michelle comes from an insurance family. Her grandfather was an agent and her mother currently is an agent in another town. She started working for AAA Auto Club South in 1999 and became a 2-20 agent, licensed and qualified to assist customers with all their insurance needs. She then moved to Lakeland Florida and worked with another agency for five years, then took a job with Fearnow Insurance in Tampa Florida until 2015, when she relocated and came to work for ISU Bauknight Insurance. Michelle is competent, experienced, works extremely hard and gives 100 percent to all of her customers.

Steven Green Jr.- Steven began his Insurance career In our Spring Hill office when he was 19 years old way back in 1991`. Steve quickly became a licensed 2-10 agent and after gaining the appropriate experience, managed our Tampa Florida office. He decided to change career paths and went to work for the "company side" and became an agency manager for Mercury Insurance. Soon he was promoted to agency manager for New Jersey and Virginia. In 2010 Steve decided to "come home" and came to work in the capacity of Office Manager/Agent in charge of our Hudson, Florida Location. Last year, with the advent of internet applications we decided to combine our Hudson and Spring Hill Locations, and Steve became the vice-president of operations.

Greg Bauknight- Greg Sold his first auto insurance application at the age of 16 in 1975 in his father's agency in St. Petersburg Florida. his dad had long been in Management in Allstate Insurance Company and decided to start his own business. Soon both of Greg's brother in laws were agents and both went to work for state farm. Greg came back to work in the family agency at age 23 and started his own agency when he was 27 years old, some 30 years ago.

ISU Bauknight Insurance has been in business for 30 years in Spring Hill. When Greg's father decided to retire, Greg purchased his agency.

ISU Bauknight Insurance represents combined experience of employees of over 105 years! We maintain a positive work environment and truly enjoy what we do. With our recent decision to join ISU Insurance, we are now part of the third largest agency group by premium in the United states and have access to all the best national and local companies to serve the needs of our policyholders.

ISU Bauknight Insurance operates two Counties in Florida, Hudson, FL (727) 863-5641 and ISU Bauknight Insurance, 10488 Spring Hill Drive, Spring Hill, Fl 34607 (352)-686-0612. They also offer coverage throughout Florida on their website or by calling them direct.

It's official, ISU Bauknight Insurance

Our official date of Joining ISU is Friday, April 1, 2016. We are all excited about the additional products we will be able to offer our valued clients and friends.

ISU Bauknight Insurance operates two Counties in Florida, Hudson, FL (727) 863-5641 and ISU Bauknight Insurance, 10488 Spring Hill Drive, Spring Hill, Fl 34607 (352)-686-0612. They also offer coverage throughout Florida on their website or by calling them direct.

We have changed our name to reflect our national affiliation!

Some of you may have noticed the change in our name from Bauknight Insurance to ISU Bauknight Insurance. This name change is due us joining ISU Insurance Group, the third largest by premium volume agency group in the United States. this is accomplished less than 200 elite agencies spread over the United States. Needless to say we are humbled by our induction into this group, and we are excited about what this means to our ability to service the needs of our clients.

What is the benefit of our joining this group to our customers and prospective customers? We will have access to all of the major national carriers for both personal and business Insurance. We will be able to act quickly when the market changes, and we will have the combined power of 200 agencies nationwide when negotiating contracts on behalf of our customers.

Exciting times for ISU Bauknight Insurance and our valued policyholders!

Bauknight Insurance operates two Counties in Florida, Hudson, FL (727) 863-5641 and ISU Bauknight Insurance, 10488 Spring Hill Drive, Spring Hill, Fl 34607 (352)-686-0612. They also offer coverage throughout Florida on their website or by calling them direct.

Insurance problem resolution

Are you experiencing a problem with your Insurance company?

Most of the time Insurance companies return premium and pay claims promptly and fairly. once in a while something goes wrong and you may need assistance. Usually the best source of resolving your issue is to contact your agent and let them intervene on your behalf.

If you do not have an agent and deal direct, you can attempt to contact the company on their phone and try to resolve the issue.

If this doesn't work, you can call the department of financial services consumer "hotline" at 1-877-693-5236.

This number can also be used to resolve agent/consumer disputes or to report fraud or abuse.

Finally, if you have your insurance elsewhere and just want to bounce your issue off of 'your friend in the business', call me personally at 352-686-0612 and I will be glad to talk to you and suggest resolution avenues.

Greg Bauknight

Bauknight Insurance operates two Counties in Florida, Hudson, FL (727) 863-5641 and Bauknight Insurance, 10488 Spring Hill Drive, Spring Hill, Fl 34607 (352)-686-0612. They also offer coverage throughout Florida on their website or by calling them direct.

Florida Insurance Commissioner McCarty to Resign After 12 Years in Job

This was the recent headline of Florida Insurance news. Insurance commissioner Kevin McCarty has resigned citing the opportunity to pursue other jobs. Quoting Mr. Mccarthy:

“I am looking forward to exploring new opportunities that will allow me to use the skills, knowledge and expertise I’ve gained as Insurance Commissioner. In the meantime, I will continue my service and provide whatever assistance is desired to facilitate a smooth transition,”

McCarthy's tenure as the state's lead Insurance regulator has not always been perceived by the Insurance Industry as "insurance company friendly". while many consumers would argue that this is in their best interest, there is always the possibility that some companies that have left Florida may be attracted back if his replacement is perceived to be friendly to their needs and desires. This could potentially be a good result in a State that suffers from a poor competitive environment and the high rates that result.

Mr. McCarthy's job was not an easy one. Florida continues to be a highly volatile place for Insurance companies who are constantly dealing with storms and sinkhole losses, high exposures to catastrophic loss and angry investors. On the other side are consumers who are left dealing with a fickle insurance industry that is perceived as raising rates unfairly and arbitrarily and cancelling policies for no reason. Hopefully the next commissioner can help improve the relationship between consumers, agents and companies.

The staff of Bauknight Insurance wishes Mr. McCarthy much success in the future and thanks him for his service to the Insurance Industry.

Bauknight Insurance operates two Counties in Florida, Hudson, FL (727) 863-5641 and Bauknight Insurance, 10488 Spring Hill Drive, Spring Hill, Fl 34607 (352)-686-0612. They also offer coverage throughout Florida on their website or by calling them direct.

What are the 2016 safest cars according to the Insurance Institute for Highway Safety?

The Insurance Institute for Highway Safety (IIHS) every year publishes a list of the safest cars in each category based on the following critera:

To qualify for 2016 TOP SAFETY PICK, a vehicle must earn good ratings in five crashworthiness tests — small overlap front, moderate overlap front, side, roof strength and head restraints — as well as a basic rating for front crash prevention.

To qualify for 2016 TOP SAFETY PICK+, a vehicle must earn good ratings in the five crashworthiness tests and an advanced or superior rating for front crash prevention.

Vehicles with optional front crash prevention qualify for either award only when equipped with the technology.

Models that earn TOP SAFETY PICK+ or TOP SAFETY PICK are the best vehicle choices for safety within size categories. Size and weight influence occupant protection in serious crashes. Larger, heavier vehicles generally afford more protection than smaller, lighter ones. Thus, a small car that's a TOP SAFETY PICK+ or TOP SAFETY PICK doesn't necessarily afford more protection than a bigger car that doesn't earn the award.

Looking for a new car? Consider one from the list below:

Minicars

2016 Scion iA

Small cars

2016 Acura ILX
with optional front crash prevention
2016 Chevrolet Sonic
with optional front crash prevention
2016 Kia Soul
with optional front crash prevention
2016 Lexus CT 200h
with optional front crash prevention
2016 Mazda 3
with optional front crash prevention
4-door hatchback | 4-door sedan
2016 Nissan Sentra
with optional front crash prevention
2016 Subaru Crosstrek
with optional front crash prevention
2016 Subaru Impreza
with optional front crash prevention
2016 Subaru WRX
with optional front crash prevention
2016 Volkswagen Golf
with optional front crash prevention and applies only to 4-door and SportWagen models
2016 Volkswagen GTI
with optional front crash prevention and applies only to 4-door models

Midsize moderately priced cars

2016 Chevrolet Malibu Limited
with optional front crash prevention and available only to fleets
2016 Chrysler 200
with optional front crash prevention
2016 Honda Accord 2-door coupe
with optional front crash prevention
2016 Honda Accord 4-door sedan
with optional front crash prevention
2016 Mazda 6
with optional front crash prevention
2016 Nissan Maxima
with optional front crash prevention
2016 Subaru Legacy
with optional front crash prevention
2016 Subaru Outback
with optional front crash prevention
2016 Toyota Camry
with optional front crash prevention
2016 Toyota Prius v
with optional front crash prevention
2016 Volkswagen Jetta
with optional front crash prevention
2016 Volkswagen Passat
with optional front crash prevention

Midsize luxury/near luxury

2016 Audi A3
with optional front crash prevention
2016 BMW 2 series
with optional front crash prevention
2016 Lexus ES 350
with optional front crash prevention
2016 Volvo S60
2016 Volvo V60

Large family cars

2016 Toyota Avalon
with optional front crash prevention

Large luxury cars

2016 Acura RLX
2016 Audi A6
with optional front crash prevention
Applies only to vehicles built after January 2015.
2016 Hyundai Genesis
with optional front crash prevention
2016 Infiniti Q70
with optional front crash prevention and does not apply to V8 4-wheel-drive models
2016 Lexus RC
with optional front crash prevention
2016 Mercedes E-Class
2016 Volvo S80

Small SUVs

2016 Buick Encore
with optional front crash prevention
2016 Fiat 500X
with optional front crash prevention
Applies only to vehicles built after July 2015.
2016 Honda CR-V
with optional front crash prevention
2016 Hyundai Tucson
with optional front crash prevention
2016 Mazda CX-5
with optional front crash prevention
2016 Mitsubishi Outlander
with optional front crash prevention
2016 Nissan Rogue
with optional front crash prevention
2016 Subaru Forester
with optional front crash prevention
2016 Toyota RAV4
with optional front crash prevention

Midsize SUVs

2016 Chevrolet Equinox
with optional front crash prevention
2016 GMC Terrain
with optional front crash prevention
2016 Honda Pilot
with optional front crash prevention
2016 Kia Sorento
with optional front crash prevention
2016 Nissan Murano
with optional front crash prevention

Midsize luxury SUVs

2016 Acura MDX
with optional front crash prevention
2016 Acura RDX
with optional front crash prevention
2016 Audi Q5
with optional front crash prevention
2016 Lexus NX
with optional front crash prevention
2016 Mercedes GLE-Class
2016 Volvo XC60
2016 Volvo XC90

Minivans

2016 Honda Odyssey
with optional front crash prevention
2016 Kia Sedona
with optional front crash prevention

Large pickups

2016 Ford F-150
with optional front crash prevention

Bauknight Insurance operates two Counties in Florida, Hudson, FL (727) 863-5641 and Bauknight Insurance, 10488 Spring Hill Drive, Spring Hill, Fl 34607 (352)-686-0612. They also offer coverage throughout Florida on their website or by calling them direct.

Happy thanksgiving to our friends.

Happy holidays to all our friend. I am trying this year to be thankful for all the things going right in my life, to be thankful for the beauty in the world and not think about the ugly things. Most of all, I am thankful for my family and friends, and for the support of the community for Bauknight Insurance. Thank you all.

Bauknight Insurance operates two Counties in Florida, Hudson, FL (727) 863-5641 and Bauknight Insurance, 10488 Spring Hill Drive, Spring Hill, Fl 34607 (352)-686-0612. They also offer coverage throughout Florida on their website or by calling them direct.